The BTG credit card is a flexible card that allows the customer to choose their own benefits with complete freedom within the platform, and despite having some deficiencies in relation to other banks, it brings a series of benefits and fills possible gaps;

BTG offers several cards offered by the banking institution BTG+, belonging to the partner group and owner of the famous Mastercard brand, not to mention that they all surprise Mastercard.

BTG Pactual Credit Card: Find out more​

You may have never heard of BTG, as the bank was founded in 1983 and is the largest investment institution in Latin America. It took a lot of determination and few collaborators to reach such impressive numbers.

The company now has more than 3,500 employees working tirelessly to serve thousands of customers, 1,000 of which were hired during the pandemic, making it one of the largest hires during the crisis.

The company also has a large number of customers who have decided to migrate to virtual accounts and BTG+ cards, but this is not the only way for the company to survive. So let's take a look at some of the services the company offers.

Is the BTG+ Mastercard Gold card a good choice and is it worth it?​

Based on our analysis system, we can say that the BTG+ card is an option full of benefits for investor clients.

These strengths are very attractive to those looking for a more basic option (gold) and will evolve into more exclusive offerings, namely platinum and black.

This way you can build a relationship with the bank, and as your priorities become more robust and demanding, this great card becomes possible.

However, we want to emphasize that you need to evaluate your priorities and purchasing behavior.

A credit card may be useful for one person, but not so interesting for another, so make a personal assessment before making a decision.

Credit request: BTG Mastercard Gold​

After opening a bank account, you can request a debit card within the platform; you will have no fees; however, credit may or may not be approved immediately; they usually send the card first and score your transaction;

After that, you send a reference for credit or they refer you for it! Due to its branding, the card can be used for purchases abroad, but withdrawals abroad are subject to a handling fee of 4% + local tax;

How does the BTG+ Credit Card annual fee work?

There are three BTG card options: Basic, Premium and Black, among which, Basic does not include an annual fee, while Premium and Black include 15/month and 90/month;

But not only that! You can even opt for annuity options based on each client's monthly or investment fees;

BTG+ Mastercard Gold Credit Card Reviews​

In terms of investment, Banco BTG is the market reference! Due to its wide range of functions, it is increasingly becoming the best choice for all types of audiences!

There is no minimum income requirement to join a banking institution, analysis and approval is required;

However, more advanced options have different requirements, such as minimum income and minimum investment when joining can reach around R$ 150 thousand. While it's best for niche black cards, it caters to all types of audiences! A great option for those looking for an extra and safe option to invest and enjoy business or even finances, the BTG credit card is one of the most complete in the country and is worth checking out!